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Summary


The State of Maryland administers defined benefit pension plans for State employees.  These plans are funded by the State agency and State employee contributions.  These contributions are deposited in a trust fund, which invests the proceeds. 

 From fiscal 2007 to 2009, the market value of the assets plunged by more than one-quarter of its value.  This has led to pension reforms.  Reforms and a recovering market have stabilized the fund and the unfunded liability is being reduced.  Recent reductions in personnel, along with increased retirements, has led to a higher number of retirees per employee. 

State Pensions

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